To understand how the gateway
processing USA ePay provides operates we use this
simple diagram above. Please note that USA ePay is
only one part of the many companies involved in the
process. You, the merchant, are still responsible
for your merchant account.
The Payment Process, how it
works:
1. The customer places an order with their credit
card through any type of point-of-sale; shopping cart,
retail store, wireless PDA, online terminal, etc..
2. USA ePay is sent authorization request and securely
sends request to Customer's Credit Card Issuer to
verify card and if funds are available.
3. Approval or Decline response sent back to USA ePay
in secure format.
4. With order Approved, merchant fulfills customers
order .
5. Merchant sends settlement request to USA ePay and
USA ePay settles batch with MerchantServiceInc.
6. With settlement complete, MerchantServiceInc.
sends funds directly to merchant's checking
account.
Apply
for merchant acount now
